6 Things to Consider When Hiring a PIP Lawyer

6 Things to Consider When Hiring a PIP Lawyer

When you're in a car accident and must file a personal injury protection (PIP) claim, you need a knowledgeable and experienced PIP lawyer. PIP insurance is a complex and often misunderstood area of the law, and you need the right legal representation to navigate the claims process.

In this article, we'll explore the essential factors you should consider when hiring a Florida PIP lawyer from Dolman Law Group Accident Injury Lawyers. 

From understanding the basics of PIP insurance to identifying the key qualities of an effective PIP attorney, we'll provide you with the information you need to make an informed decision and ensure you receive the benefits you deserve.

What Is Personal Injury Protection (PIP)?

Personal Injury Protection (PIP) is a type of auto insurance coverage that provides financial assistance for medical expenses and lost wages following a car accident, regardless of fault. 

PIP is mandatory in some states, and it can provide invaluable help for individuals injured in a collision.

PIP coverage typically includes the following benefits:

1. Medical Expenses: PIP insurance can help cover the cost of medical treatment, including hospital stays, doctor visits, and rehabilitation.
2. Lost Wages: If your injuries prevent you from working, PIP can compensate for lost income.
3. Funeral Expenses: After a fatal accident, PIP may cover funeral and burial costs.
4. Essential Services: PIP can also help pay for services you can no longer perform yourself, such as childcare or housekeeping.

The specific benefits and limits of your PIP coverage can vary depending on your state and insurance provider.

How Emergency Medical Conditions Affect PIP Insurance

One important aspect of PIP insurance that is often overlooked is the impact of emergency medical conditions. In some cases, if your injuries constitute an emergency medical condition, your PIP coverage may extend or your benefits may increase.

An emergency medical condition is generally defined as a situation where immediate medical attention is required to prevent serious jeopardy to the patient's health, serious impairment to bodily functions, or serious dysfunction of any bodily organ or part.

If your injuries meet these criteria, your PIP insurer may be required to provide additional coverage or expedite the claims process.

For example, According to Florida Statute 627.736, car accident victims must have an emergency medical condition to receive the full $10,000 for medical costs. 

Recognizing and properly documenting an emergency medical condition can ensure you receive the full PIP benefits you deserve. This is where the knowledge of an experienced PIP lawyer can make a significant difference in the outcome of your case.

What Should You Look for in a Personal Injury Protection Lawyer?

An insurance company can fail to deliver PIP benefits for those without an EMC. If your physician fails to list that you suffered an EMC on their medical report detailing your visit, an insurance company can deny your PIP benefits. 

If an insurance company rejects or underpays the PIP benefits you feel you deserve, you should hire a personal injury protection lawyer to help get you the compensation you deserve for your car accident injuries.

The following are six factors you should consider before hiring a personal injury protection lawyer:

Factor #1- Does This Attorney Practice PIP Every Day?

Choose a PIP lawyer attorney who is well-versed in this area of the law and practices it on a regular basis. An attorney who doesn't have extensive experience in this field may not handle your case effectively.

Look for a PIP lawyer who focuses a significant portion of their practice on PIP-related matters. This ensures that they are up-to-date on the latest developments in PIP law, have a deep understanding of the claims process, and are well-versed in the tactics used by insurance companies to deny or minimize benefits.

An attorney who practices PIP daily will be able to anticipate potential issues, identify opportunities to maximize recovery, and navigate the claims process confidently and efficiently. This can significantly affect the outcome of your case and the benefits you ultimately receive.

Factor #2- Does This Attorney Predominantly Handle PIP Suits?

In addition to considering an attorney's overall experience with PIP claims, assess the focus of their practice. Look for a PIP lawyer who predominantly handles PIP suits rather than someone who only occasionally takes on these types of cases.

This kind of lawyer will have a deeper understanding of the unique challenges and strategies involved in these cases. They will be familiar with the common tactics used by insurance companies, the nuances of PIP-related laws and regulations, and the best approaches for effectively advocating for their clients.

Furthermore, an attorney who predominantly handles PIP suits is likely to have established relationships with medical providers, expert witnesses, and other professionals who can help strengthen your case. This can give you a significant advantage in the claims process and increase your chances of a successful outcome.

Factor #3- Does This Attorney Know the Current PIP Law?

The legal landscape surrounding PIP insurance constantly evolves, with new laws, regulations, and court decisions regularly shaping how these claims are handled. When selecting a PIP lawyer, choose an up-to-date attorney who understands the latest developments in PIP law.

A knowledgeable PIP lawyer will be well-versed in the current statutes, case law, and regulatory changes that may impact your claim. They will identify any recent changes that could affect your case and adjust their strategy accordingly.

Additionally, a PIP lawyer who stays current on the law can anticipate potential issues and proactively address them rather than waiting for problems to arise. This can help streamline the claims process, minimize delays, and increase the likelihood of a favorable outcome.

A PIP lawyer who is well-versed in the current state of the law can handle your case, navigate the complexities of PIP insurance, and advocate for your rights effectively.

Factor #4- Does This PIP Lawyer Communicate Well?

Effective communication is a critical component of a successful PIP case. Your PIP lawyer should explain the legal process clearly, inform you of the status of your case, and respond to your questions and concerns promptly and transparently.

Look for an accessible PIP lawyer who takes the time to explain your case. They should break down complex legal concepts in a way that you understand, and they should address your concerns or uncertainties.

Additionally, a good PIP lawyer will inform you of any developments in your case, whether it's a change in the insurance company's position, a new court ruling, or a request for additional information. This level of communication can help you feel more in control of the process and more confident in the decisions made on your behalf.

Ultimately, a well-communicating PIP lawyer can help you feel informed, empowered, and supported throughout the claims process, which can be invaluable in achieving a successful outcome.

Factor #5- Does This PIP Lawyer Communicate Well With the Defendant's Attorney?

In addition to communicating effectively with you, your PIP lawyer should also have strong communication skills when dealing with the defendant's attorney. 

The ability to negotiate, compromise, and reach mutually agreeable solutions can significantly improve the outcome of your PIP claim.

A PIP lawyer who communicates well with the defendant's attorney will:

1. Negotiate Effectively: They will engage in constructive dialogue, identify areas of compromise, and negotiate a fair settlement that meets your needs.
2. Resolve Disputes Efficiently: They can work collaboratively to resolve any disagreements or disputes rather than resorting to costly and time-consuming litigation.
3. Maintain a Professional Relationship: A PIP lawyer who communicates well with the defendant's attorney can foster a professional and respectful working relationship, facilitating a smoother claims process.

Choosing a PIP lawyer who excels at communication can increase the likelihood of a successful outcome and minimize the stress and uncertainty associated with the claims process.

Factor #6- Do They Properly Prepare for Hearings, Depositions, and Trials?

When it comes to PIP claims, your PIP lawyer should meticulously prepare for any hearings, depositions, or trials necessary to support your case.

This includes thoroughly reviewing all relevant documentation, such as medical records, insurance policies, and accident reports. They should also know the applicable laws and regulations and have a clear strategy for presenting your case most compellingly and persuasively.

Your PIP lawyer should also work closely with you to fully prepare you for any proceedings. This may involve conducting practice sessions, communicating your story effectively, and helping you anticipate and prepare for any questions or challenges that may arise.

Working with a PIP lawyer dedicated to proper preparation can increase your chances of a successful outcome and effectively represent you throughout the claims process.

How Choosing the Right PIP Attorney Can Help You Receive Benefits

Selecting the right PIP lawyer can make a significant difference in the outcome of your case and the benefits you receive.

Here are some of the ways a skilled PIP attorney can help you:

1. Maximize Your Recovery: A knowledgeable PIP lawyer will be able to identify all the benefits you're entitled to and ensure that your claim is properly documented and submitted to the insurance company.
2. Negotiate with the Insurance Company: PIP lawyers have experience negotiating with insurance companies and can effectively advocate for your interests, helping you secure the full benefits you deserve.
3. Navigate the Claims Process: PIP lawyers understand the complexities of the claims process and can guide you through each step, ensuring that your case is handled efficiently and effectively.
4. Represent You in Disputes: If your PIP claim is denied or there is a dispute over the amount of benefits owed, a PIP lawyer can represent you in the appeals process or in court.
5. Provide Personalized Attention: A good PIP lawyer will take the time to understand your unique circumstances and tailor their approach to your specific needs, ensuring that you receive the best possible outcome.

Working with a PIP lawyer from Dolman Law Group Accident Injury Lawyers can increase your chances of receiving the full benefits you deserve and minimize the stress and uncertainty associated with the claims process.

How the Insurance Company Will Fight Against Your Claim

Insurance companies minimize the benefits they pay out on PIP claims.

To deny or reduce your benefits, they may try:

1. Disputing the Severity of Your Injuries: The insurance company may argue that your injuries are not severe enough to warrant the full PIP benefits you seek.
2. Questioning the Necessity of Treatment: They may challenge the need for certain medical treatments or services, claiming that they are not medically necessary.
3. Delaying the Claims Process: Insurance companies may purposefully drag out the claims process, hoping that you'll become frustrated and settle for less than you deserve.
4. Alleging Pre-Existing Conditions: The insurance company may argue that your injuries result from a pre-existing condition rather than the accident.
5. Disputing the Causal Relationship: They may dispute the causal relationship between the accident and your injuries, claiming that the collision did not directly cause them.

By working with a skilled PIP lawyer from Dolman Law Group Accident Injury Lawyers, you can effectively counter these tactics and protect your rights and interests throughout the claims process.

Contact Dolman Law Group for Help With Your Personal Injury Protection Claim

After a car accident, if you need to file a PIP claim, contact the experienced PIP lawyers at Dolman Law Group Accident Injury Lawyers today. 

Our team of dedicated attorneys will work tirelessly to ensure that you receive the full benefits you deserve, and we'll fight to protect your rights every step of the way.